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|
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Loans
| Loan Type |
Year/Amount |
Term |
Annual
Percentage Rate
(APR) |
Auto
Motorcycle
|
20102011
2009
2008
2007-2006
2005 and older |
max 72 months
max 48 months
max 42 months
max 36 months
max 24 months |
5.25%
5.75%
5.75%
6.75%
7.25% |
Motorhome
Travel Trailer
5th Wheel
Boats |
under $50,000
over $50,000 |
maximun 120 months
maximun 144 months |
5.25%-7.25% |
Jet ski
ATV
Snowmobile |
$0 - $2,500
$2,501 - $5,000
$5,001 and over |
max 24 months
max 36 months
max 48 months |
6.75% New
7.25% Used |
|
|
|
|
| Home Improvement |
$7,500 per member |
max 120 months - |
10.50% |
Share Secured
Certificate Secured |
. |
. |
CD rate + 3% |
| Line of credit |
$3,500 per member |
. |
16.00% |
| Personal |
$5,000 per member |
. |
15.50% |
|
VISA Classic
VISA Gold |
$ 5,000 max per member
$10,000 max per member |
25 day grace and NO annual fee
25 day grace and NO annual fee |
12.84%
9.50% |
| Home Equity |
call credit union |
Line of Credit - payments calculated at $100 per $10,000 |
call credit union |
| 1st Mortgage |
80% of appraised value |
15 year fixed rate |
call credit union |
| 2nd Mortgage |
call credit union |
15 year fixed rate |
call credit union |
|
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Shares
| Terms |
Annual Percentage Rate (APR) |
Annual Percentage Yield (APY) |
| $5.00 - $4,999 |
.25% |
.25% |
| $5,000 and over |
.50% |
.50% |
- Rates paid for dividend period ending June 30, 2010 and are not guaranteed for future periods.
Share Certificates
| Term |
Minimum Deposit |
APR |
APY |
| 6 Months |
$1,000.00 |
.75% |
.75% |
| 12 Months |
$1,000.00 |
1.00% |
1.00% |
| 24 Months |
$1,000.00 |
1.49% |
1.50% |
| 36 Months |
$1,000.00 |
1.735% |
1.75% |
|
48 Months |
$1,000.00 |
2.23% |
2.25% |
|
60 Months |
$1,000.00 |
2.468% |
2.50% |
IRA Shares
| Amount |
APR |
APY |
| $0 - $24,999 |
1.49% |
1.50% |
| $25,000 and over |
1.735% |
1.75% |
- Rates paid for dividend period ending June 30, 2010 and are not guaranteed for future periods.
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