A smarter way to cover holiday expenses
Why Consider a WLSEFCU Holiday Loan?
A WLSEFCU Holiday Loan is the perfect loan to cover any last-minute holiday expenses. Whether you want to take advantage of great holiday deals on gifts or travel, or if you want to pay off high-interest credit card debt before the New Year, a low-interest, WLSEFCU Holiday Loan is a perfect way to achieve your goals.
- Rates as low as 5.49% APR
- Borrow up to $5,000
- 36-month term
Here are 4 great reasons why a Holiday Loan might be right for you.
1. You Can Plan Ahead
If you are worried about expenses this year, or your budget is exceptionally tight, a Holiday Loan can help you plan ahead. There are always unexpected costs that happen at the end of the year, a loan can help pad your budget and help keep you on track.
2. Your Budget Will Thank You
Relying on high-interest credit cards to cover gift purchases or unexpected expenses can take a toll on your budget. High interest means it will take longer to pay off, and get you further and further into debt. Because the Holiday Loan is currently at 5.49% APR, your payment can be predictable — and most importantly — manageable.
3. You’ll Know What You Can Spend
The amount you receive from a Holiday Loan are yours to spend how you wish. But we won’t ever let you get in over your head. We help walk you through the process and make sure your payments are manageable with your budget before finalizing your loan. We can help you work out the details so you can pay off your loan, and be ready for the next year!
4. You’ll Have Less Stress!
If you apply and receive approval, we’ll put a payment plan in place to immediately start you out on the right foot. Once your funds are secured, you will have an easy-to-follow and easy-to-manage payment plan that keeps you on track with less stress!
This seasonal loan requires application and approval time, so submit an application online or make an appointment to meet with one of our loan officers as soon as possible to see if you qualify for a Holiday Loan.