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Rates
Loan Rates
| Auto Rates | |||
| Loan Type | Year/Amount | Term | Annual Percentage Rate (APR) |
| New Automobiles | 2011-2012 |
up to 72 months | 3.25% |
| Used Automobiles | 2005-2010 |
up to 60 months | 3.50% |
2004 & older |
up to 36 months | 4.00% | |
Motorcycles/Motorhomes/Travel Trailers/5th Wheels/Boats |
under $50,000 | max 120 months | 4.25% - 6.25% |
| over $50,000 | max 144 months | 4.25% - 6.25% | |
| Jet Ski/ATV/Snowmobile | $0-$2,500 | max 24 months | 5.75% New |
| $2,501-$5,000 | max 36 months | 6.25% Used | |
| $5,001 and over | max 48 months | ||
| VISA Rates | |||
| Loan Type | Amount | Term | Annual Percentage Rate (APR) |
| VISA Classic | $5,000 max per member | 25 day grace and NO annual fee | 12.840% |
| VISA Gold | $10,000 max per member | 25 day grace and NO annual fee | 9.500% |
| Home Loan Rates | |||
| Loan Type | Year/Amount | Term | Annual Percentage Rate (APR) |
| Home Equity | Call Credit Union | Line of Credit - Payments calculated at $100 per $10,000 |
Call Credit Union |
| Home Improvement | $15,000 per signature |
max 120 months | 9.99% |
| 1st Mortgage | 80% of appraised value |
15 year fixed rate | Call Credit Union |
| 2nd Mortgage | Call Credit Union | 15 year fixed rate | Call Credit Union |
| 3 yr ARM | Call Credit Union | Variable | Call Credit Union |
| 5 yr ARM | Call Credit Union | Variable | Call Credit Union |
| Other Rates | ||
| Loan Type | Year/Amount | Annual Percentage Rate (APR) |
| Line of Credit | $3,500 per member | 16.000% |
| Personal | $10,000 per member | 12.500% |
| Share Secured Loan | 6.500% | |
| Certificate Secured Loan | CD Rate + 3% | |
Share Rates
| Shares | ||
| Amount | Annual Percentage Rate (APR) | Annual Percentage Yield (APY) |
| $5.00 - $4,999 | 0.250% | 0.25% |
| $5,000 and over | 0.500% | 0.50% |
*Includes Young Investors and Christmas Club Accounts. | ||
Rates paid for last quarter dividend. Rates are not guaranteed for future periods. | ||
| Share Certificates | |||
| Term | Minimum Deposit | Annual Percentage Rate (APR) | Annual Percentage Yield (APY) |
| 6 Months | $1,000.00 | 0.350% | 0.35% |
| 12 Months | $1,000.00 | 0.500% | 0.50% |
| 24 Months | $1,000.00 | 0.750% | 0.75% |
| 36 Months | $1,000.00 | 1.245% | 1.25% |
| 48 Months | $1,000.00 | 1.490% | 1.50% |
| 60 Months | $1,000.00 | 1.735% | 1.75% |
| IRA Shares | ||
| Effective Date: 3/16/2011 | ||
| Amount | Annual Percentage Rate (APR) | Annual Percentage Yield (APY) |
| $0 - $24,999 | 1.000% | 1.00% |
| $25,000 and over | 1.245% | 1.25% |
Rates paid for last quarter dividend. Rates are not guaranteed for future periods. | ||
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act