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Credit Card Balance Transfer

After the holidays, people often have higher credit card balances than they were expecting. We’re here to help with a special credit card balance transfer offer. There will be no balance transfer fees, plus the promotional rate is valid for the life of the balance transfer. We won’t increase the rate in a few months. You get to keep the promotional rate until the balance transfer is paid in full.

Balance Transfer Rates
3.99% APR* for Gold Cardholders
5.99% APR* for Classic Cardholders

This offer expires March 31, 2022. If you have credit card balances you would like to transfer and save some money on, give us a call at 248-624-5222 or fill out the form below to get started.

*APR = Annual Percentage Rate. Terms and conditions may apply. Offer valid from January 1, 2022 through March 31, 2022.
 


WLSFCU Visa Balance Transfer Special
* Required Fields
Please tell us about yourself
List the credit accounts below you wish to have transferred to WLSFCU
Creditor 1

Creditor 2

Creditor 3

AGREEMENT

BY SIGNING I AUTHORIZE THE CREDIT UNION TO PAY ON MY BEHALF EACH BALANCE OR PORTION OF BALANCE I HAVE DESIGNATED. I HAVE READ THE TERMS AND CONDITIONS BELOW.

1) If transfer information you provided is incomplete, the credit union will not be able to process the transfer request. Transfers will be sent only to recognized creditors or financial institutions and will not be sent to your home or billing address.

2) Please continue to make your minimum required payment until the requested transfer payment appears on the account’s billing statement. The credit union is not responsible for any remaining balance on that account, or for any finance or other charges you incur due to delays in transferring a balance.

3) If you transfer an amount for a transaction you dispute, you may lose some or all of your rights against the other creditor.

  1. While the credit union can pay your accounts directly, the credit union cannot close them for you. If you wish to close any of the transferred accounts, you must do so yourself.

5) This offer applies to balance transfers only, not purchases, cash advances or existing WLSFCU credit cards balances or loans.

6) Balance transfers will be processed as a cash advance against my approved WLSFCU credit card and will begin accruing interest the day the balances are transferred, if applicable.

7) Promotional rates are valid on balance transfers initiated between January 1, 2022 – March 31, 2022 and remains in effect on the transferred balances until paid in full.

 

DISCLAIMER: I/WE HEREBY CERTIFY THAT ALL STATEMENTS MADE ARE TRUE AND COMPLETE, ARE SUBMITTED FOR THE PURPOSE OF OBTAINING CREDIT, AND THAT THE CREDIT UNION MAY RELY ON THEM FOR SUCH DETERMINATION. WE UNDERSTAND THAT FEDERAL LAW REQUIRES THE VERIFICATION OF IDENTIFICATION FOR ALL NEW ACCOUNTS SHOULD I NOT HAVE AN EXISTING ACCOUNT. I/WE AUTHORIZE YOU TO OBTAIN SUCH INFORMATION AS YOU MAY REQUIRE CONCERNING THE STATEMENTS MADE IN THIS APPLICATION AND PROPER IDENTIFICATION, AND AGREE THAT THE APPLICATION SHALL REMAIN YOUR PROPERTY, AND YOU ARE AUTHORIZED TO ANSWER QUESTIONS ABOUT YOUR CREDIT EXPERIENCE WITH ME/US.
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